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Graduated-payment mortgage (GPM)
A mortgage loan requiring lower payments in early years than in later years. Payments increase each year until the installments are sufficient to pay off the loan.... : Graduated-payment mortgage (GPM)Basic Terms and Types of Equine Insurance
Before researching equine insurance, it is important to understand some basic insurance terminology. The basic terms include:Insured: You, the individual purchasing the insurance. This can be the owner or a non-owner user of the horse. Insurer: The company providing the insurance policy and related services. Premium: The fee paid by you, the insured, to the insurer to maintain coverage. Deduc... : Basic Terms and Types of Equine InsuranceInsurance Probe Widens as Investors Flee
NEW YORK (Reuters) - The New York attorney general's nascent but expanding probe into bid-rigging on Tuesday threatened to envelop the entire U.S. insurance industry, unnerving investors unsure how far Eliot Spitzer might go. Shares of U.S. insurance and HMO companies comprised most of the biggest decliners on the New York Stock Exchange, as it became evident Spitzer's investigation has moved beyond property and casualty insurers and brokers,... : Insurance Probe Widens as Investors FleeFederal Housing Administration Mortgages (FHA)
These are mortgages that are guaranteed against default by the Federal government. Lenders are willing to give mortgages to homebuyers with smaller down payments than under conventional financing because the Federal government guarantees the loan against default. The homebuyer must pay an insurance premium for this privilege and this cost is usually added to the mortgage. In order to qualify for an FHAM the property in question must me... : Federal Housing Administration Mortgages (FHA)
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